Blog
Opportunity Costs of Early and Late Retirement
To many, retiring early may seem like a dream come true, but it can come with its own set of challenges and drawbacks. On the other hand, retiring late also has its own unique pros and cons.
Financial Planning in the Face of a Terminal Illness
The job of financial planning is to help prepare your finances for the challenges and opportunities that lie ahead, even if one of those challenges is a terminal illness. Here’s guidance on steps you can take to get your affairs in order should you face that diagnosis.
How to Know if It's Time to Downsize Your Home
The decision of whether or not to downsize their house is one that many retirees and pre-retirees face. And while you may be emotionally attached to the home where you raised your family, there are many benefits that downsizing can offer.
How to Negotiate a Raise at Work
Asking for a raise without proper preparations isn’t likely to work, and it can even backfire on you. Here’s how to make a persuasive case and inspire the best possible outcome when negotiating a raise at work.
Should You Join the FIRE Movement?
The FIRE (Financial Independence, Retire Early) movement is gaining momentum among people who are willing to make drastic changes to their lifestyle in exchange for an early retirement. Here’s what you need to know to decide if it’s right for you.
How to Avoid Repeating the Money Mistakes of the Past
Whether you grew up wealthy, poor, or middle class, you learned your money beliefs from your family. Learn what to do to keep from repeating your parent's money mistakes.
Reimagining Retirement in the 21st Century
Longer life expectancies and more flexible work options have made retiring in your early 60s less of a necessity than it was for generations past.
How to Invest Your Energy Wisely for Greater Personal and Professional Returns
Are you spending your energy wisely? How you spend your limited energy determines just how much you get out of life, both personally and professionally.
How to Get the Most Out of Your Flexible Spending Account
Do you use your employer-sponsored flexible spending account (FSA)? Be sure you understand the rules to maximize your benefits and avoid losing money on unspent funds.
5 Reassuring Facts Around Market Volatility
With the recent and prolonged market volatility and economic uncertainty, many investors are feeling nervous. These five facts will help you calm your nerves and focus on your long-term plan.
When to Make Big Purchases for the Best Discount
Ready to make a major purchase? One way to get a significant discount on big-ticket items is to time your purchase right.
The Benefits of Early Tax Planning
When you don’t make tax planning a priority, you can cost yourself a considerable amount of money in missed opportunities and mistakes.
Year-End Checklist for Maximizing Your Total Compensation
You don’t need to hit the jackpot to create financial security and prepare for the future. If you make smart decisions, exercise discipline, and tap into the resources offered by your employer, your 9-to-5 can be a source for wealth building.
How to Prevent Theft and Losses Due to Burglaries
You deserve to feel safe and secure, especially in your own home. Use common sense and the tips we offer here to reduce your chances of becoming the victim of a theft or burglary.
How Secure Are Your Passwords?
The easiest way for hackers to gain access to your personal accounts is by guessing or stealing your passwords, and the easiest way to keep them out is by creating strong passwords and keeping them secure.
Flying Solo in Retirement: 6 Financial Strategies for Women
Women today are far more likely to be the head of household and manage their own finances than in previous generations. If you’re a woman who plans to retire solo, these six financial strategies are for you.
Digital Estate Planning: 5 Steps to Protect Your Digital Assets
While developing your estate plan to pass on investments, cash, real estate, and more, don’t forget to plan for your digital valuables too.
Parents’ Guide to Financial Aid: Scholarships, Grants, and Student Loans
Unfortunately, rising costs are placing higher education out of reach for many American young people. This is why it’s important for parents to do what they can to help their college-bound children find help paying for college.
6 Tips to Avoid Overspending on Your Summer Vacation
If you want to avoid losing track of your financial goals, it’s important to not spend recklessly while on vacation. Here’s how you can set a spending limit for your summer vacation and still have a fun-filled, unforgettable time.
5 Steps to Protect Your Finances from Cognitive Decline
Most people will experience some degree of cognitive decline or memory impairment as they age. It’s an unfortunate reality of life, but one that should be expected and planned for accordingly, especially when it comes to managing finances.